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Give the Gift of Education

Contributions towards a child’s college savings make the perfect gift for holidays, special occasions, birthdays, baby showers and important milestones. Friends and family can make gift contributions to help a beneficiary’s account grow. Education is a gift that truly lasts a lifetime!

About WA529 Plans

DreamAhead Account Owners

Create a Gifting Page

  • Sign in: Click the gifting link on your account overview page.
  • Customize your page: Select whether or not you want to share the progress you've made toward your goal.
  • Review & Publish: Preview what it will look like when someone visits your gifting page and click on "Go Live" if everything looks good.
  • Share: Once your page is created, you'll get a direct link to post on social media or send to friends and family.
  • Receive Contributions: You'll get an email notification every time someone makes a gift contribution to your account.

Suggest a Gift

Do you want to ask family and friends to contribute to your student's DreamAhead account. WA529 provides two convenient ways for account owners to suggest contributions to DreamAhead accounts. 

Family and Friend Gift Contributions

Grandparents, aunts, uncles, cousins and even friends can help a child save for college. 

Online Gift Contributions for DreamAhead

  • A gifting page is set up for a DreamAhead account (by the Account Owner).
  • Account Owners will receive a custom link when it is live.
  • Account Owners forward the link to family and friends.
  • Family and friends can follow the instructions online to make a direct contribution to a beneficiary's account. (Minimum of $5.00)
  • Online gifting is limited to $15,000 per transaction. (If you want to contribute more than that amount, you can fill out a Gift form.)

Gift by Mail for DreamAhead

  • Fill out a Gift Certificate (below).
  • Print the Gift Certificate.
  • Mail the top half of the certificate with your payment. (Minimum of $5.00)
  • Include the DreamAhead account number on the check.
  • Send to: DreamAhead College Investment Plan, P.O. Box 9661, Providence, RI 02940-9661
  • Present the lower portion of the certificate to the student for their records.
  • As an alternative option to the Gift Certificates below, a basic payment certificate is available on the forms page.

Open a New DreamAhead Account

Create a Gift Certificate

Creating a Gift Certificate to go with your gift contribution is easy!  Download a certificate. Fill in the details, print and cut in two. Mail the top half of the certificate to the DreamAhead Investment Program with your payment. Present the lower half to the gift recipient. 

DreamAhead Basic Certificate

  Basic Certificate

DreamAhead Purple Birthday Certificate

  Happy Birthday (purple)

DreamAhead Purple New Baby Certificate

  Congrats New Baby (purple)

DreamAhead Valentines Day Certificate

  Happy Valentine's Day

DreamAhead Green Birthday Certificate

  Happy Birthday (blue)

DreamAhead Green New Baby Certificate

  Congrats New Baby (green)

DreamAhead Congrats Grad Certificate

  Congrats Grad

DreamAhead Happy Holidays

  Happy Holidays 

 

 

 

   

Attend a Gifting Webinar (optional)

Learn more details about gifting options, complete with time for questions and answers. Gifting webinars are a great resource to answer questions you may have about the gifting process. Visit on our WA529 Knowledge Cafe page to register for a date and time.

How will gift contributions to a GET or DreamAhead account affect taxes?

Savings in any 529 plan account are generally considered completed gifts for federal estate and gift tax purposes.

If your contributions, together with any other gifts to the Beneficiary (over and above those made to your Account), do not exceed $15,000 per year ($30,000 for married couples making a proper election), those contributions will qualify for the annual exclusion from gift tax for that year. Gifts of up to $75,000 can be made in a single year ($150,000 for married couples making a proper election) for a Beneficiary and you may elect to apply the contribution against the annual exclusion equally over a five-year period. This allows you to move assets into tax-deferred investments and out of your estate more quickly.

If you die with assets still remaining in your Account, the Account’s value will generally not be included in your estate for federal estate tax purposes, unless you elect the five-year averaging and die before the end of the fifth year. If your Beneficiary dies, and assets remain in your Account, the value of your Account may be included in the Beneficiary’s estate for federal tax purposes. Further rules regarding gifts and the generation-skipping transfer tax may apply in the case of distributions, changes of Beneficiaries, and other situations. The state law treatment of gift and estate taxes varies so you should check with your tax advisor for the specific effect of federal and state (if any) gift tax and generation skipping transfer tax on your situation

Due to COVID-19 safety protocols, the WA529 office will remain closed to walk-in visitors at this time. If you have questions about your GET or DreamAhead account, Contact Center representatives are available by phone or email. Please see our Contact Us page for hours and information. 

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